Non-Degree or Second Bachelor Level Tools

For pupil pursuing an additional or non-degree regimen of learn

  • Potential Level Reputation (PDS) for Undergraduates
  • Visitor Student—Consortium (homes college try either the college of Michigan-Ann Arbor or even the college of Michigan-Flint
  • Visitor Student—Non-Consortium
  • Dual or enrollments that are multiple
  • Coming back for a 2nd Bachelor’s level or training official official Certification


The potential level people (PDS) try a non-degree reputation provided to pupils who would like to enlist during the University of Michigan-Dearborn but don’t yet meet up with the criteria for admission to a qualification system. These pupils reveal possibility of educational triumph if level admission are provided as time goes on.

Forms of Help Available

Government Direct Scholar Loan Regimen

  • Loans can be found to pupils at below marketplace prices (the attention rates for 2021-2022 are 3.73% ). Payment is not needed for 6 months after graduation, dropping to less-than-half-time (six credits are minimal half-time for undergraduates) or even a withdrawal that is total.
  • ​Dependent students can borrow as much as $4,265 when it comes to educational season ($2,625 optimum in subsidized loans).
  • ​Independent pupils can borrow as much as $8,625 for the educational seasons ($2,625 maximum in subsidized loans).
  • The government Direct Subsidized Loan will not accrue interest whilst the scholar try enrolled at half-time reputation. No re re re payments for interest or principal is due while scholar are enrolled half-time.
  • The government Direct Unsubsidized Loan has got the exact exact exact same interest that is low the subsidized loan but interest accrues although the scholar is within college. No re payment for interest or principal is needed whilst the scholar try in class. Any office of school funding and Scholarships shows that borrowers spend the interest that is quarterly by the Direct Loan system.
  • There isn’t any prepayment penalty for borrowers who would like to repay their loans early.

Eligibility Limits

Prospective level pupils is permitted to get loans for approximately 12 months that are consecutive from their very very first enrollment. As an example, students whom first enrolls in September 2021 has until August 2022 to perform what’s needed within the PDS and use to at least one associated with the college level products.

In cases where a scholar is certainly not admitted to a typical University of Michigan-Dearborn level system at the conclusion of 12 consecutive months when you look at the PDS system, she or he won’t be qualified to receive further aid that is financial the PDS regimen.

When students happens to be admitted to an everyday University of Michigan-Dearborn level system, she or he will regain eligibility to be looked at for school funding as a degree-seeking student that is regular.


Pupils that have currently made their bachelor’s level aren’t entitled to government, Michigan or college grants that are need-based. Pupils during these programs that are academic be looked at for government Direct student education loans.

The undergraduate loan restrictions don’t augment with every latest level or certification pursued. It is suggested that people review the Loan area to have detailed information regarding optimum loan amount in addition to checking their undergraduate borrowing. Graduate borrowing shall perhaps perhaps perhaps not count towards undergraduate loan limitations.

People who will be nevertheless considered students that are dependent additionally be considered for Parent/PLUS Loans by asked for that a moms and dad borrow secured on their behalf. These loans aren’t subject the aggregate maximums regarding the learning student Loan regimen. Pupils might also think about alternate loans for funding their program that is new of, particularly if more loan products aren’t open to them. Applicants for alternate loans (and/or their co-borrowers) should be credit-worthy.

Pupils who’re searching for a bachelor that is second level might be entitled to the UM-Dearborn latest Scholar Scholarship regimen. The due date is normally very very early March for funds to be utilized in the next year that is academic.